UMR Insurance Guidelines for Breast Pumps

UMR is Part of UHC

UMR is a “third-party administrator” (TPA) who your employer hires to ensure your claims are paid correctly, which keeps health care costs low for you and your family. UMR is not a health insurance company — they are a part of United Health Care (UHC). 

Affordable Care Act

Every insurance company is different and has varying guidelines for coverage of certain benefits. Per the Affordable Care Act, insurance policies should cover breastfeeding equipment and supplies as preventative benefits, meaning they should come at little to no cost to patients.

While some states have found loopholes to extend their timeframe to become compliant, most insurance providers cover these benefits to new or expecting moms. Fortunately, UMR health plans are compliant with the Affordable Care Act and should include breast pump coverage. Aeroflow Breastpumps can easily help you check your insurance coverage for a free breast pump and more!

Qualify for a Breast Pump Through Insurance Today!

To find out which free and upgrade breast pump options are available to you under your UMR insurance benefit plan, fill out our simple three-step Qualify Through Insurance Form. One of our dedicated Specialists will check your eligibility by verifying your benefits and will contact you to let you know what your options are so you can place your order.

From leading manufacturers such as Motif, Medela, Lansinoh, and many more, we carry nothing but top-of-the-line electric breast pumps! Follow the button below to check out our UMR specific breast pump comparison chart.

Check Your Eligibility

In 3 easy steps!

From breast pumps to maternity support and postpartum recovery, discover the motherhood essentials covered by your insurance.

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When Can I Get my Breast Pump?

You will need a prescription in order to get your breast pump - but don't worry, our Specialists will handle it for you! We will send a prescription request directly to your doctor on your behalf.

Note: It may take some time to obtain the prescription from your doctor, and per UHC guidelines, insurance-covered breast pumps must be shipped out 30 days prior to your due date - so don't wait to complete the qualify form! 

Additional UMR Coverage Stipulations

Unfortunately, hospital-grade breast pumps are not a covered benefit under UMR plans (unless specifically authorized prior to dispersion), but most moms do not need this type of pump unless it's medically necessary. 

The good news is, when you fill out our Qualify Through Insurance Form, we will automatically check your coverage for the additional maternity and postpartum-related benefits listed below.

  • UMR Maternity Compression Coverage
    Most UMR insurance plans provide coverage for maternity support bands (also known as belly bands) and postpartum recovery garments through insurance but are subject to deductible and coinsurance. These are medical-grade garments designed by healthcare professionals that provide lots of health benefits for moms.
  • UMR Breast Pump Supplies Coverage
    Your UMR plan may also cover replacement parts for your breast pump. If it does, we will notify you via email and phone approximately 30 days after your due date if you're eligible so you can easily place your order. This includes all of the parts that connect to the breast pump motor including tubing, breast shields and valves.

If your insurance plan's health benefits do not cover a breast pump or compression garments, or if you want additional accessories or supplies (such as breast milk storage bags, extra tubing, cooler totes, etc.), Aeroflow Breastpumps carries a wide variety of breastfeeding supplies and equipment at competitive pricing. Check out our website to find exactly what you're looking for!

At Aeroflow Breastpumps, we pride ourselves on providing the best possible durable medical equipment (DME) and medical supplies to new moms through insurance. We look forward to working with you to get your insurance-covered breast pump and more delivered to your door for free!

 

Information provided in blogs should not be used as a substitute for medical care or consultation.

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