Tricare covers a breast pump, breast pump supplies, and at no cost to you and your family. Additionally, most Tricare plans cover compression socks, pregnancy bands, and postpartum recovery garments!
With recent healthcare reform, there has been much debate on what is covered and what is considered an upgrade fee when purchasing breast pump supplies. Legislation benefitting breastfeeding mothers under the Affordable Care Act requires that most insurance plans cover the cost of breastfeeding support for expecting and lactating women.
While some states have found loopholes to extend their timeframe to become compliant, most companies provide these benefits to new or expecting moms. Fortunately, UMR insurance guidelines for breast pumps are compliant with the Affordable Care Act.
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010, and was upheld in the Supreme Court on June 28th, 2012. The Affordable Care Act and Patient Protection is a law meant to reform health care in America by expanding coverage, controlling health care costs, and improving the delivery and systems of health care across the board.
Many new and expectant moms are unsure if their insurance covers breast pumps, however, thanks to the Affordable Care Act most insurance companies are required to provide breastfeeding support, supplies, and equipment for pregnant and nursing women. If you are unsure if your insurance covers breastpumps you’re in the right place!
If you've been following our blog you would have noticed we recently discussed Medela’s Pump In Style Advanced Tote as well as Hygeia’s EnJoye™ LBI Breastpump with Deluxe Tote Set. Although these breastpumps are from different manufacturers the one thing they have in common is they are both insurance breastpump upgrades.
While most commercial plans began implementing breast pump coverage August 2012 in accordance with the Affordable Care Act, there are still a few exceptions to the rule.The level of coverage provided by commercial insurance plans differs with each interpretation of the law. Some plans provide extensive coverage with lactation counseling and hospital-grade pumps.